SWIFT code checker tool
Search SWIFT Code Using Bank Details
Search Bank Details Using SWIFT Code
This data is for information purpose only. Whilst every effort is made to provide accurate data, users must acknowledge that this website accepts no liability whatsoever with respect to its accuracy. Only your bank can confirm the correct bank account information. If you are making an important payment which is time critical, we recommend you contact your bank first. ​
SWIFT Messaging System and significance of SWIFT Codes
What is SWIFT Messaging system?
The SWIFT messaging system is a globally recognized method for securely transmitting financial messages between banks and financial institutions. SWIFT, which stands for the Society for Worldwide Interbank Financial Telecommunication, provides a standardized format for exchanging financial information.
What are SWIFT/BIC Codes?
A vital component of the SWIFT messaging system is the SWIFT code. Also known as a Bank Identifier Code (BIC), the SWIFT code is a unique alphanumeric identifier assigned to each financial institution participating in the SWIFT network. It helps identify the sending and receiving banks in international transactions, ensuring accurate routing and delivery of messages.
What do SWIFT codes signify?
Global reach
SWIFT enables communication between over 11,000 financial institutions across 200+ countries, fostering global trade and economic growth.
Standardisation
SWIFT provides a common language for financial institutions, reducing errors, enhancing interoperability, and increasing operational efficiency.
Security
SWIFT employs robust encryption and authentication mechanisms to protect sensitive financial information during transmission, preventing fraud and data breaches.
Compliance
SWIFT facilitates regulatory compliance and helps meet anti-money laundering (AML) requirements efficiently.
Reliability
SWIFT operates 24/7, providing continuous messaging services, minimizing disruptions and enhancing operational stability.
Message Types
SWIFT supports various financial message types, covering a wide range of activities.
Elements of SWIFT/BIC Code
ABCD
Bank code
Bank code A-Z
Four letters represent the bank, which is usually an abbreviated bank name.
EF
Country code
Country Code A-Z
Two letters represent the country in which the bank is located.
GH
Location Code
Location Code 0-9 A-Z
Two characters of letters or numbers. These signs indicate where the bank's head office is located.
12Y
Branch code
Branch code 0-9 A-Z
Three numbers specify a particular branch. 'XXX' represents the bank's head office.
FAQs about SWIFT code
What is a SWIFT code?
A SWIFT code, also known as a Bank Identifier Code (BIC), is a unique alphanumeric code that identifies a specific financial institution in international transactions. It ensures accurate routing and delivery of messages between banks.
Why do I need a SWIFT code?
You need a SWIFT code to accurately identify the receiving bank in international transactions. It helps ensure that your funds or messages are routed to the correct financial institution.
Can a SWIFT code be used to identify the account holder?
No, a SWIFT code alone does not provide information about the account holder. It only identifies the financial institution involved in the transaction. Additional details, such as the account number or beneficiary name, are required to identify the account holder.
Are SWIFT codes the same for all branches of a bank?
No, SWIFT codes can vary for different branches of a bank. The branch code is the part of the SWIFT code that differentiates one branch from another. Some banks may have a unique SWIFT code for each branch, while others may use a common code for all branches.
Can I use a SWIFT code for domestic transfers?
SWIFT codes are primarily used for international transactions. For domestic transfers, there would be different mechanisms at place depending upon your country
Can a SWIFT code be used to determine the bank’s address?
Yes, SWIFT codes can provide information about the bank’s location. The country code and location code within the SWIFT code can give an indication of the country and city where the financial institution is located
How can I find a SWIFT code?
You can use our tool here to find swift code of bank of your choice. You can also find them but be sure to double-check it with your bank’s official website if you are doing large transactions.
What should I do if I enter an incorrect SWIFT code?
If you enter an incorrect SWIFT code, there is a possibility that your funds or messages may be mis-routed or delayed. It is essential to double-check the accuracy of the SWIFT code before initiating any international transaction. If you suspect an error, contact your bank for guidance on rectifying the situation.