New Zealand Best Cards

Card Comparison Grid

The truth is that there is no single "best" prepaid credit card. However, there are cards that will be best for your particular needs.

That said, there are definitely cards that are more popular than others. Take a look at the Card View Rank number for each card which indicates site visitor interest.

However, the most popular cards may not be be the best for you. A card might be popular because it has a certain feature that you do not care about.

You can use site's card filter and sorting feature to find prepaid credit cards that fit your needs.

High level considerations

What brand do you want? Do you want a reloadable card or do you just want a non-reloadable card?

  • Visa, Mastercard, Amex
  • Reloadable or Non-reloadable
Reloadable and Non-reloadable Considerations

These features apply to both reloadable and non-reloadable cards.

  • Low or zero monthly fees
  • Low or zero ATM withdrawl fees
  • Low or zero purchase fees
  • Register online and add personal details
  • Credit check required
  • Identity verification required
  • Well known issuer
Reloadable Card Considerations

These features are specific to reloadable cards

  • High balance allowed
  • Ability to reload online
  • Ability to reload in-person
  • Ability to reload in many different locations and methods
  • Minimum or maximum reload amounts
Non-reloadable Card Considerations

These features are specific to non-reloadable cards

  • Minimum Maximum card amount
  • Card expiry date
    • Reloadable
    • Mastercard
  • Air New Zealand OneSmart
  • Rank: 13.14
  • Card Fee: 0.00
  • Load Min: 20
  • Load Max: 10,000
  • Max Balance: 25,000
  • Reload Fee: 0.00
  • ATM Fee: 2.00
  • Monthly Fee: 1.00
    • Reloadable
    • Visa
  • Loaded Everyday
  • Rank: 12.12
  • Card Fee: 18.50
  • Load Min: 25
  • Load Max: 5,000
  • Max Balance: 10,000
  • Reload Fee: 5.00
  • ATM Fee: 1.00
  • Monthly Fee: 1.50
    • Reloadable
    • Visa
  • Loaded for Travel
  • Rank: 10.93
  • Card Fee: 12.00
  • Load Min: 100
  • Load Max: 5,000
  • Max Balance: 20,000
  • Reload Fee: 0.01
  • ATM Fee: 6.00
  • Monthly Fee: 0.00
    • Reloadable
    • Mastercard
  • Multi-currency Cash Passport
  • Rank: 12.30
  • Card Fee: 5.00
  • Load Min: 250
  • Load Max: 10,000
  • Max Balance: 25,000
  • Reload Fee: 0.02
  • ATM Fee: 4.00
  • Monthly Fee: 0.00
    • Non-Reloadable
    • Visa
  • Prezzy Card
  • Rank: 11.93
  • Card Fee: 5.95
  • Load Min: 25
  • Load Max: 500
  • Max Balance: 500
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Westpac Express
  • Rank: 12.36
  • Card Fee: 20.00
  • Load Min: 50
  • Load Max: 9,999
  • Max Balance: 9,999
  • Reload Fee: 3.00
  • ATM Fee: 2.00
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Westpac Prepaid
  • Rank: 13.64
  • Card Fee: 20.00
  • Load Min: 50
  • Load Max: 100,000
  • Max Balance: 100,000
  • Reload Fee: 3.00
  • ATM Fee: 2.00
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Westpac Travel
  • Rank: 12.22
  • Card Fee: 20.00
  • Load Min: 50
  • Load Max: 100,000
  • Max Balance: 100,000
  • Reload Fee: 3.00
  • ATM Fee: 2.00
  • Monthly Fee: 0.00
    • Reloadable
    • Mastercard
  • Wise Debit Card
  • Rank: 1.36
  • Card Fee: 5.00
  • Load Min: 0
  • Load Max: 10,000
  • Max Balance: 10,000
  • Reload Fee: 0.00
  • ATM Fee: 0.00
  • Monthly Fee: 0.00