Canada Best Cards

Card Comparison Grid

There truth is that there is no single "best" prepaid credit card. However there are cards that will be best for your particular needs.

There are definitely cards that are more popular than others. See the Card View Rank number for each card which indicates site visitor interest. However this doesn't mean that they are necessarily the best. A card might be popular because it has a good marketing strategy. Maybe it is widely advertised, or available across the country, or is easy to get.

Use the filter and sorting below to find prepaid credit cards that fit your needs. First take a moment to read about those features that most people are interested in.

High level considerations

What brand do you want? Do you want a reloadable card or do you just want a non-reloadable card?

  • Visa, Mastercard, Amex
  • Reloadable or Non-reloadable
Reloadable and Non-reloadable Considerations

These features apply to both reloadable and non-reloadable cards.

  • Low or zero monthly fees
  • Low or zero ATM withdrawl fees
  • Low or zero purchase fees
  • Register online and add personal details
  • Credit check required
  • Identity verification required
  • Well known issuer
Reloadable Card Considerations

These features are specific to reloadable cards

  • High balance allowed
  • Ability to reload online
  • Ability to reload in-person
  • Ability to reload in many different locations and methods
  • Minimum or maximum reload amounts
Non-reloadable Card Considerations

These features are specific to non-reloadable cards

  • Minimum Maximum card amount
  • Card expiry date

Canada flag

    • Non-Reloadable
    • American Express
  • AMEX Gift Card
  • Rank: 2.63
  • Card Fee: 4.95
  • Load Min: 25
  • Load Max: 500
  • Max Balance: 500
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Reloadable
    • Mastercard
  • BMO Prepaid Travel MasterCard
  • Rank: 6.67
  • Card Fee: 6.95
  • Load Min: 100
  • Load Max: 10,000
  • Max Balance: 10,000
  • Reload Fee: 0.00
  • ATM Fee: 2.75
  • Monthly Fee: 0.00
    • Reloadable
    • Mastercard
  • Canada Post Cash Passport
  • Rank: 0.08
  • Card Fee: 15.00
  • Load Min: 25
  • Load Max: 1,000
  • Max Balance: 8,500
  • Reload Fee: 3.00
  • ATM Fee: 3.00
  • Monthly Fee: 0.00
    • Non-Reloadable
    • Visa
  • Canada Post Gift Card
  • Rank: 2.50
  • Card Fee: 3.95
  • Load Min: 25
  • Load Max: 250
  • Max Balance: 250
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Canada Post Joy
  • Rank: 3.59
  • Card Fee: 15.00
  • Load Min: 2
  • Load Max: 500
  • Max Balance: 10,000
  • Reload Fee: 3.00
  • ATM Fee: 2.00
  • Monthly Fee: 3.00
    • Reloadable
    • Visa
  • CIBC Smart Prepaid Visa Card
  • Rank: 0.08
  • Card Fee: 5.95
  • Load Min: 20
  • Load Max: 3,000
  • Max Balance: 10,000
  • Reload Fee: 0.00
  • ATM Fee: 2.00
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Desjardins
  • Rank: 0.07
  • Card Fee: 6.95
  • Load Min: 10
  • Load Max: 5,000
  • Max Balance: 5,000
  • Reload Fee: 0.00
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Reloadable
    • Mastercard
  • DirectCash Money in Motion Card
  • Rank: 2.76
  • Card Fee: 0.00
  • Load Min: 15
  • Load Max: 2,500
  • Max Balance: 7,000
  • Reload Fee: 2.00
  • ATM Fee: 2.95
  • Monthly Fee: 1.49
    • Non-Reloadable
    • Mastercard
  • EPIC Prepaid Mastercard
  • Rank: 4.71
  • Card Fee: 3.95
  • Load Min: 100
  • Load Max: 2,000
  • Max Balance: 2,000
  • ATM Fee: 2.50
  • Monthly Fee: 2.50
    • Reloadable
    • Mastercard
  • GL Prepaid
  • Rank: 1.72
  • Card Fee: 0.00
  • Load Min: 10
  • Load Max: 500
  • Max Balance: 5,000
  • Reload Fee: 5.95
  • ATM Fee: 1.95
  • Monthly Fee: 2.50
    • Reloadable
    • Visa
  • Home Trust Secured Visa
  • Rank: 1.49
  • Card Fee: 49.00
  • Load Min: 0
  • Load Max: 0
  • Max Balance: 0
  • Reload Fee: 0.00
  • ATM Fee: 2.50
  • Monthly Fee: 0.00
    • Reloadable
    • Mastercard
  • HorizonPlus Mastercard
  • Rank: 2.12
  • Card Fee: 19.95
  • Load Min: 10
  • Load Max: 3,500
  • Max Balance: 3,500
  • Reload Fee: 3.95
  • ATM Fee: 1.50
  • Monthly Fee: 2.50
    • Reloadable
    • Visa
  • HR Block Advantage Card
  • Rank: 3.01
  • Card Fee: 0.00
  • Load Min: 20
  • Load Max: 7,500
  • Max Balance: 7,500
  • Reload Fee: 3.00
  • ATM Fee: 2.95
  • Monthly Fee: 1.49
    • Non-Reloadable
    • UnionPay
  • ICBK UnionPay Prepaid Card
  • Rank: 0.07
  • Card Fee: 5.95
  • Load Min: 500
  • Load Max: 5,000
  • Max Balance: 5,000
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Non-Reloadable
    • Mastercard
  • Iridium Card - Basic
  • Rank: 1.46
  • Card Fee: 3.99
  • Load Min: 10
  • Load Max: 250
  • Max Balance: 250
  • ATM Fee: 0.00
  • Monthly Fee: 2.49
    • Reloadable
    • Mastercard
  • Iridium Card - Value Card
  • Rank: 2.14
  • Card Fee: 3.99
  • Load Min: 10
  • Load Max: 5,000
  • Max Balance: 5,000
  • Reload Fee: 2.00
  • ATM Fee: 1.99
  • Monthly Fee: 4.99
    • Reloadable
    • Visa
  • Koho Visa Prepaid Card
  • Rank: 0.09
  • Card Fee: 0.00
  • Load Min: 10
  • Load Max: 8,000
  • Max Balance: 10,000
  • Reload Fee: 0.00
  • ATM Fee: 2.00
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Mogo Prepaid Visa Card
  • Rank: 4.16
  • Card Fee: 0.00
  • Load Min: 10
  • Load Max: 2,500
  • Max Balance: 10,000
  • Reload Fee: 0.00
  • ATM Fee: 1.50
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Money Mart Titanium Visa
  • Rank: 3.21
  • Card Fee: 20.00
  • Load Min: 10
  • Load Max: 7,500
  • Max Balance: 10,000
  • Reload Fee: 2.50
  • ATM Fee: 2.00
  • Monthly Fee: 7.50
    • Reloadable
    • Mastercard
  • MuchMusic Prepaid MasterCard
  • Rank: 2.14
  • Card Fee: 39.95
  • Load Min: 5
  • Load Max: 500
  • Max Balance: 2,000
  • Reload Fee: 1.50
  • ATM Fee: 1.00
  • Monthly Fee: 0.00
    • Reloadable
    • Mastercard
  • myPlash Mastercard
  • Rank: 1.68
  • Card Fee: 26.35
  • Load Min: 5
  • Load Max: 1,500
  • Max Balance: 2,000
  • Reload Fee: 4.95
  • ATM Fee: 1.50
  • Monthly Fee: 5.95
    • Reloadable
    • Visa
  • OCTAGONPLUS Prepaid Visa
  • Rank: 1.67
  • Card Fee: 19.95
  • Load Min: 10
  • Load Max: 2,500
  • Max Balance: 5,000
  • Reload Fee: 2.99
  • ATM Fee: 1.89
  • Monthly Fee: 3.49
    • Reloadable
    • Mastercard
  • opt+ PrePaid Mastercard
  • Rank: 1.82
  • Card Fee: 14.95
  • Load Min: 10
  • Load Max: 2,500
  • Max Balance: 7,500
  • Reload Fee: 2.00
  • ATM Fee: 2.00
  • Monthly Fee: 7.50
    • Reloadable
    • Visa
  • PayPower Express
  • Rank: 1.12
  • Card Fee: 5.95
  • Load Min: 10
  • Load Max: 950
  • Max Balance: 1,000
  • Reload Fee: 3.95
  • ATM Fee: 1.95
  • Monthly Fee: 4.95
    • Reloadable
    • Visa
  • PayPower Select
  • Rank: 1.16
  • Card Fee: 5.95
  • Load Min: 10
  • Load Max: 2,500
  • Max Balance: 10,000
  • Reload Fee: 3.95
  • ATM Fee: 1.95
  • Monthly Fee: 4.95
    • Reloadable
    • Visa
  • PIVOT Prepaid Visa Card
  • Rank: 0.06
  • Card Fee: 0.00
  • Load Min: 10
  • Load Max: 2,000
  • Max Balance: 5,000
  • Reload Fee: 3.95
  • ATM Fee: 3.00
  • Monthly Fee: 5.95
    • Reloadable
    • Visa
  • PRIZM Visa
  • Rank: 2.18
  • Card Fee: 19.95
  • Load Min: 10
  • Load Max: 2,500
  • Max Balance: 5,000
  • Reload Fee: 1.00
  • ATM Fee: 1.89
  • Monthly Fee: 3.49
    • Non-Reloadable
    • Visa
  • Scotiabank Visa Gift Card
  • Rank: 0.07
  • Card Fee: 3.95
  • Load Min: 10
  • Load Max: 500
  • Max Balance: 500
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Sekur Visa
  • Rank: 0.07
  • Card Fee: 9.95
  • Load Min: 10
  • Load Max: 2,500
  • Max Balance: 7,500
  • Reload Fee: 0.30
  • ATM Fee: 1.50
  • Monthly Fee: 5.00
    • Reloadable
    • Visa
  • Thomas Cook Travel Money Visa
  • Rank: 3.12
  • Card Fee: 3.95
  • Load Min: 100
  • Load Max: 5,000
  • Max Balance: 5,000
  • Reload Fee: 0.00
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Reloadable
    • Visa
  • Vancity enviro Reloadable VISA
  • Rank: 2.06
  • Card Fee: 14.95
  • Load Min: 25
  • Load Max: 1,500
  • Max Balance: 2,500
  • Reload Fee: 0.00
  • ATM Fee: 1.00
  • Monthly Fee: 4.95
    • Non-Reloadable
    • Visa
  • Vancity VISA Gift Card
  • Rank: 1.99
  • Card Fee: 2.00
  • Load Min: 25
  • Load Max: 1,000
  • Max Balance: 1,000
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Non-Reloadable
    • Mastercard
  • Visa Cash Passport
  • Rank: 0.06
  • Card Fee: 5.95
  • Load Min: 250
  • Load Max: 9,000
  • Max Balance: 9,000
  • ATM Fee: 3.00
  • Monthly Fee: 1.85
    • Non-Reloadable
    • Visa
  • Visa Prepaid Card
  • Rank: 0.07
  • Card Fee: 6.95
  • Load Min: 10
  • Load Max: 200
  • Max Balance: 200
  • ATM Fee: 0.00
  • Monthly Fee: 0.00
    • Non-Reloadable
    • Visa
  • We Financial Prepaid Visa
  • Rank: 0.06
  • Card Fee: 0.00
  • Load Min: 25
  • Load Max: 2,500
  • Max Balance: 20,000
  • ATM Fee: 2.50
  • Monthly Fee: 3.00
    • Reloadable
    • Mastercard
  • Zoompass Prepaid Mastercard
  • Rank: 4.58
  • Card Fee: 0.00
  • Load Min: 10
  • Load Max: 5,000
  • Max Balance: 5,000
  • Reload Fee: 2.50
  • ATM Fee: 1.50
  • Monthly Fee: 0.00