Canada Best Cards
The truth is that there is no single "best" prepaid credit card. However, there are cards that will be best for your particular needs.
That said, there are definitely cards that are more popular than others. Take a look at the Card View Rank number for each card which indicates site visitor interest.
However, the most popular cards may not be be the best for you. A card might be popular because it has a certain feature that you do not care about.
You can use site's card filter and sorting feature to find prepaid credit cards that fit your needs.
High level considerations
What brand do you want? Do you want a reloadable card or do you just want a non-reloadable card?
- Visa, Mastercard, Amex
- Reloadable or Non-reloadable
Reloadable and Non-reloadable Considerations
These features apply to both reloadable and non-reloadable cards.
- Low or zero monthly fees
- Low or zero ATM withdrawl fees
- Low or zero purchase fees
- Register online and add personal details
- Credit check required
- Identity verification required
- Well known issuer
Reloadable Card Considerations
These features are specific to reloadable cards
- High balance allowed
- Ability to reload online
- Ability to reload in-person
- Ability to reload in many different locations and methods
- Minimum or maximum reload amounts
Non-reloadable Card Considerations
These features are specific to non-reloadable cards
- Minimum Maximum card amount
- Card expiry date
- AMEX Gift Card
- Rank: 2.51
- Card Fee: 4.95
- Load Min: 25
- Load Max: 500
- Max Balance: 500
- ATM Fee: 0.00
- Monthly Fee: 0.00
- BMO Prepaid Travel MasterCard
- Rank: 5.51
- Card Fee: 6.95
- Load Min: 100
- Load Max: 10,000
- Max Balance: 10,000
- Reload Fee: 0.00
- ATM Fee: 2.75
- Monthly Fee: 0.00
- Canada Post Cash Passport
- Rank: 0.52
- Card Fee: 15.00
- Load Min: 25
- Load Max: 1,000
- Max Balance: 8,500
- Reload Fee: 3.00
- ATM Fee: 3.00
- Monthly Fee: 0.00
- Canada Post Gift Card
- Rank: 2.39
- Card Fee: 3.95
- Load Min: 25
- Load Max: 250
- Max Balance: 250
- ATM Fee: 0.00
- Monthly Fee: 0.00
- Canada Post Joy
- Rank: 3.16
- Card Fee: 15.00
- Load Min: 2
- Load Max: 500
- Max Balance: 10,000
- Reload Fee: 3.00
- ATM Fee: 2.00
- Monthly Fee: 3.00
- CIBC Air Canada AC Conversion Visa Prepaid Card
- Rank: 0.47
- Card Fee: 0.00
- Load Min: 100
- Load Max: 3,000
- Max Balance: 20,000
- Reload Fee: 0.00
- ATM Fee: 3.50
- Monthly Fee: 0.00
- CIBC Smart Prepaid Travel Visa Card
- Rank: 0.46
- Card Fee: 5.95
- Load Min: 20
- Load Max: 3,000
- Max Balance: 10,000
- Reload Fee: 0.00
- ATM Fee: 2.00
- Monthly Fee: 0.00
- CIBC Smart Prepaid Visa Card
- Rank: 0.45
- Card Fee: 5.95
- Load Min: 20
- Load Max: 3,000
- Max Balance: 10,000
- Reload Fee: 0.00
- ATM Fee: 2.00
- Monthly Fee: 0.00
- Citizens Bank VISA Gift Card
- Rank: 2.60
- Card Fee: 2.00
- Load Min: 25
- Load Max: 500
- Max Balance: 1,000
- ATM Fee: 0.00
- Monthly Fee: 0.00
- Desjardins
- Rank: 0.42
- Card Fee: 6.95
- Load Min: 10
- Load Max: 5,000
- Max Balance: 5,000
- Reload Fee: 0.00
- ATM Fee: 0.00
- Monthly Fee: 0.00
- DirectCash Money in Motion Card
- Rank: 2.65
- Card Fee: 0.00
- Load Min: 15
- Load Max: 2,500
- Max Balance: 7,000
- Reload Fee: 2.00
- ATM Fee: 2.95
- Monthly Fee: 1.49
- EPIC Prepaid Mastercard
- Rank: 4.37
- Card Fee: 3.95
- Load Min: 100
- Load Max: 2,000
- Max Balance: 2,000
- ATM Fee: 2.50
- Monthly Fee: 2.50
- GL Prepaid
- Rank: 2.00
- Card Fee: 0.00
- Load Min: 10
- Load Max: 500
- Max Balance: 5,000
- Reload Fee: 5.95
- ATM Fee: 1.95
- Monthly Fee: 2.50
- Home Trust Secured Visa
- Rank: 1.63
- Card Fee: 49.00
- Load Min: 0
- Load Max: 0
- Max Balance: 0
- Reload Fee: 0.00
- ATM Fee: 2.50
- Monthly Fee: 0.00
- HorizonPlus Mastercard
- Rank: 2.27
- Card Fee: 19.95
- Load Min: 10
- Load Max: 3,500
- Max Balance: 3,500
- Reload Fee: 3.95
- ATM Fee: 1.50
- Monthly Fee: 2.50
- HR Block Advantage Card
- Rank: 3.72
- Card Fee: 0.00
- Load Min: 15
- Load Max: 10,000
- Max Balance: 10,000
- Reload Fee: 3.00
- ATM Fee: 2.95
- Monthly Fee: 1.49
- ICBK UnionPay Prepaid Card
- Rank: 0.42
- Card Fee: 5.95
- Load Min: 500
- Load Max: 5,000
- Max Balance: 5,000
- ATM Fee: 0.00
- Monthly Fee: 0.00
- Iridium Card - Basic
- Rank: 1.59
- Card Fee: 3.99
- Load Min: 10
- Load Max: 250
- Max Balance: 250
- ATM Fee: 0.00
- Monthly Fee: 2.49
- Iridium Card - Value Card
- Rank: 2.13
- Card Fee: 3.99
- Load Min: 10
- Load Max: 5,000
- Max Balance: 5,000
- Reload Fee: 2.00
- ATM Fee: 1.99
- Monthly Fee: 4.99
- Koho Visa Prepaid Card
- Rank: 0.46
- Card Fee: 0.00
- Load Min: 10
- Load Max: 8,000
- Max Balance: 10,000
- Reload Fee: 0.00
- ATM Fee: 2.00
- Monthly Fee: 0.00
- Mogo Prepaid Visa Card
- Rank: 3.65
- Card Fee: 0.00
- Load Min: 10
- Load Max: 2,500
- Max Balance: 10,000
- Reload Fee: 0.00
- ATM Fee: 1.50
- Monthly Fee: 0.00
- Money Mart Titanium Visa
- Rank: 3.27
- Card Fee: 20.00
- Load Min: 10
- Load Max: 7,500
- Max Balance: 10,000
- Reload Fee: 2.50
- ATM Fee: 2.00
- Monthly Fee: 7.50
- myPlash Mastercard
- Rank: 1.81
- Card Fee: 26.35
- Load Min: 5
- Load Max: 1,500
- Max Balance: 2,000
- Reload Fee: 4.95
- ATM Fee: 1.50
- Monthly Fee: 5.95
- OCTAGONPLUS Prepaid Visa
- Rank: 1.77
- Card Fee: 19.95
- Load Min: 10
- Load Max: 2,500
- Max Balance: 5,000
- Reload Fee: 2.99
- ATM Fee: 1.89
- Monthly Fee: 3.49
- opt+ PrePaid Mastercard
- Rank: 1.91
- Card Fee: 14.95
- Load Min: 10
- Load Max: 2,500
- Max Balance: 7,500
- Reload Fee: 2.00
- ATM Fee: 2.00
- Monthly Fee: 7.50
- PayPower Express
- Rank: 1.50
- Card Fee: 5.95
- Load Min: 10
- Load Max: 950
- Max Balance: 1,000
- Reload Fee: 3.95
- ATM Fee: 1.95
- Monthly Fee: 4.95
- PayPower Select
- Rank: 1.38
- Card Fee: 5.95
- Load Min: 10
- Load Max: 2,500
- Max Balance: 10,000
- Reload Fee: 3.95
- ATM Fee: 1.95
- Monthly Fee: 4.95
- Peoples Trust Secured MasterCard
- Rank: 1.57
- Card Fee: 5.95
- Load Min: 0
- Load Max: 0
- Max Balance: 0
- Reload Fee: 0.00
- ATM Fee: 5.00
- Monthly Fee: 5.80
- PIVOT Prepaid Visa Card
- Rank: 0.50
- Card Fee: 0.00
- Load Min: 10
- Load Max: 2,000
- Max Balance: 5,000
- Reload Fee: 3.95
- ATM Fee: 3.00
- Monthly Fee: 5.95
- PRIZM Visa
- Rank: 2.15
- Card Fee: 19.95
- Load Min: 10
- Load Max: 2,500
- Max Balance: 5,000
- Reload Fee: 1.00
- ATM Fee: 1.89
- Monthly Fee: 3.49
- Royal Bank PrePaid and Gift Card Visa
- Rank: 2.38
- Card Fee: 3.95
- Load Min: 25
- Load Max: 500
- Max Balance: 500
- ATM Fee: 0.00
- Monthly Fee: 1.50
- Scotiabank Prepaid Reloadable Visa Card
- Rank: 0.62
- Card Fee: 10.00
- Load Min: 10
- Load Max: 1,000
- Max Balance: 2,400
- Reload Fee: 0.00
- ATM Fee: 0.00
- Monthly Fee: 10.00
- Scotiabank Visa Gift Card
- Rank: 0.44
- Card Fee: 3.95
- Load Min: 10
- Load Max: 500
- Max Balance: 500
- ATM Fee: 0.00
- Monthly Fee: 0.00
- Sekur Visa
- Rank: 0.41
- Card Fee: 9.95
- Load Min: 10
- Load Max: 2,500
- Max Balance: 7,500
- Reload Fee: 0.30
- ATM Fee: 1.50
- Monthly Fee: 5.00
- Shell Prepaid Mastercard (Non-Reloadable)
- Rank: 1.91
- Card Fee: 3.95
- Load Min: 25
- Load Max: 100
- Max Balance: 100
- ATM Fee: 0.00
- Monthly Fee: 2.50
- Shell Prepaid Mastercard (Reloadable)
- Rank: 2.74
- Card Fee: 9.95
- Load Min: 25
- Load Max: 2,500
- Max Balance: 4,000
- Reload Fee: 1.95
- ATM Fee: 2.00
- Monthly Fee: 5.95
- Shoppers Drug Mart Vanilla Mastercard
- Rank: 2.56
- Card Fee: 3.95
- Load Min: 25
- Load Max: 200
- Max Balance: 200
- ATM Fee: 0.00
- Monthly Fee: 0.00
- Shoppers Drug Mart Vanilla Visa
- Rank: 2.53
- Card Fee: 4.95
- Load Min: 35
- Load Max: 250
- Max Balance: 250
- ATM Fee: 0.00
- Monthly Fee: 0.00
- The Ideal Choice MasterCard
- Rank: 9.74
- Card Fee: 2.95
- Load Min: 25
- Load Max: 100
- Max Balance: 100
- ATM Fee: 0.00
- Monthly Fee: 0.00
- Thomas Cook Travel Money Visa
- Rank: 2.96
- Card Fee: 3.95
- Load Min: 100
- Load Max: 5,000
- Max Balance: 5,000
- Reload Fee: 0.00
- ATM Fee: 0.00
- Monthly Fee: 0.00
- Travelex Canada Visa TravelMoney
- Rank: 2.49
- Card Fee: 0.00
- Load Min: 250
- Load Max: 9,999
- Max Balance: 9,999
- Reload Fee: 4.50
- ATM Fee: 2.50
- Monthly Fee: 1.25
- Vancity enviro Reloadable VISA
- Rank: 2.08
- Card Fee: 14.95
- Load Min: 25
- Load Max: 1,500
- Max Balance: 2,500
- Reload Fee: 0.00
- ATM Fee: 1.00
- Monthly Fee: 4.95
- Vancity VISA Gift Card
- Rank: 2.12
- Card Fee: 2.00
- Load Min: 25
- Load Max: 1,000
- Max Balance: 1,000
- ATM Fee: 0.00
- Monthly Fee: 0.00
- Visa Cash Passport
- Rank: 0.38
- Card Fee: 5.95
- Load Min: 250
- Load Max: 9,000
- Max Balance: 9,000
- ATM Fee: 3.00
- Monthly Fee: 1.85
- Visa Prepaid Card
- Rank: 0.40
- Card Fee: 6.95
- Load Min: 10
- Load Max: 200
- Max Balance: 200
- ATM Fee: 0.00
- Monthly Fee: 0.00
- We Financial Prepaid Visa
- Rank: 0.45
- Card Fee: 0.00
- Load Min: 25
- Load Max: 2,500
- Max Balance: 20,000
- ATM Fee: 2.50
- Monthly Fee: 3.00
- West Edmonton Mall WEM Mastercard
- Rank: 2.14
- Card Fee: 2.00
- Load Min: 20
- Load Max: 500
- Max Balance: 500
- ATM Fee: 0.00
- Monthly Fee: 2.50
- Zoompass Prepaid Mastercard
- Rank: 4.43
- Card Fee: 0.00
- Load Min: 10
- Load Max: 5,000
- Max Balance: 5,000
- Reload Fee: 2.50
- ATM Fee: 1.50
- Monthly Fee: 0.00